Expert Guidance When Your Business Needs It Most

When financial pressure mounts, clarity and experience make all the difference. CanaWealth Capital Corp. helps Canadian businesses stabilize operations, restructure debt, and rebuild confidence through expert turnaround and crisis management support.

With over a century of combined experience in commercial lending and business finance, we understand what creditors, lenders, and the CRA need to see when working with distressed companies. Our advisory approach is practical, results-driven, and built to restore stability while positioning your business for sustainable recovery and future growth.

Our Crisis Management & Turnaround Services

Crisis Assessment and Debt Analysis

The first step in any turnaround is gaining a clear understanding of your current position. We conduct in-depth assessments of your financial health, debt structure, contracts, and operational challenges to develop a focused strategy for recovery and stability.

What we deliver:

  • Comprehensive debt and liability analysis
  • Cash flow and working capital evaluation
  • Asset valuation and liquidity assessment

  • Contract and lease obligation review

  • Tax liability assessment [CRA, provincial, payroll]

  • Operational efficiency review

  • Stakeholder impact assessment

Stabilization Plans and Survival Cash Flow Models

Once we understand your situation, we develop immediate, actionable plans to stabilize operations and protect cash flow. Our survival cash flow models provide the clarity needed to prioritize spending, allocate resources effectively, and preserve business continuity.

What we deliver:

  • Emergency cash flow management plans

  • Priority payment scheduling
  • Cost reduction and operational restructuring

  • Revenue optimization strategies

  • Working capital preservation tactics

  • Vendor and supplier negotiation support

  • Employee and operational continuity planning

Creditor and Lender Negotiations

With extensive lending knowledge and a clear understanding of creditor priorities, we negotiate directly on your behalf to protect your business and strengthen your position. We work to secure payment deferrals, restructure debt, and establish workout agreements that create stability and buy you time to recover and rebuild.

What we deliver:

  • Strategic creditor communication and negotiation plans

  • Payment deferral and restructuring agreements

  • Workout proposals and standstill arrangements

  • Lender relationship management

  • Trade creditor negotiations

  • Lease renegotiation and restructuring

  • Secured creditor workout coordination

CRA Negotiations and Tax Resolution

Dealing with the Canada Revenue Agency during a financial crisis requires focus, clarity, and strong representation. We work directly with the CRA to negotiate payment plans, resolve disputes, and manage outstanding tax obligations while protecting your business and directors from further exposure.

What we deliver:

  • CRA payment plan negotiations

  • Tax dispute resolution support

  • Payroll tax liability management

  • GST/HST arrears restructuring

  • Director liability protection strategies

  • Tax clearance certificate assistance

  • Voluntary disclosure program guidance

Business Restructuring and Recovery Planning

Beyond immediate crisis response, we help realign and rebuild your business for long-term stability and growth. Our restructuring approach focuses on operational efficiency, financial optimization, and positioning your company for renewed strength and future financing opportunities.

What we deliver:

  • Comprehensive business restructuring plans

  • Operational efficiency improvements

  • Financial structure optimization

  • Market repositioning strategies

  • Management and governance improvements

  • Recovery milestone planning

  • Future financing preparation

When to Consider Our Crisis Management Services

Immediate Warning Signs

  • Difficulty meeting payroll or key supplier payments

  • Increasing pressure from creditors or lenders

  • CRA collection actions or demands

  • Declining revenues with rising fixed costs

  • Inability to secure normal trade credit

Financial Indicators

  • Negative cash flow trends

  • Covenant breaches with existing lenders

  • Increasing debt-to-equity ratios

  • Working capital shortfalls

  • Asset liquidity concerns

Operational Challenges

  • Loss of key customers or contracts

  • Market disruption affecting your industry

  • Supply chain or operational disruptions

  • Management or ownership transitions

  • Regulatory or compliance complications

The CWC Crisis Management Advantage

Over 100 Years of Combined Commercial and Management Consulting Experience

Our team brings more than a century of collective expertise across commercial lending, management consulting, and business restructuring. We understand what lenders, creditors, and stakeholders need to see when evaluating distressed businesses, allowing us to act quickly, negotiate effectively, and guide clients toward recovery and long-term stability.

Industry Knowledge

Our background spans agriculture and agri-processing, construction, transportation, technology, manufacturing, oil and gas, mining, forestry, and healthcare, allowing us to deliver practical, industry-specific solutions that create real impact.

Lender Relationships

Established partnerships with banks, credit unions, BDC, and alternative lenders provide clients with valuable options and leverage during restructuring and recovery discussions.

Practical Approach

We focus on realistic, results-driven strategies that stabilise operations and protect long-term business viability.

Confidential Process

We recognise the sensitive nature of financial distress and maintain full confidentiality throughout every stage of engagement.

Integrated Solutions

Our crisis management integrates seamlessly with our financing and advisory services to deliver complete turnaround and recovery support.

Our Turnaround Process

As Commercial Finance and Management Consultants, we offer three core service phases designed to support every stage of your business recovery and growth journey.

1

Immediate Stabilization
[0-30 days]

  • Crisis assessment and cash flow analysis
  • Emergency action plan implementation
  • Critical creditor communication
  • Operational continuity planning

2

Restructuring Phase
[30-90 days]

  • Formal creditor negotiations
  • CRA discussions and agreements
  • Business restructuring implementation
  • Recovery planning development

3

Recovery and Growth
[90+ days]

  • Operational improvement execution
  • Financial performance monitoring
  • Future financing preparation
  • Long-term strategic planning

Confidential Consultation Available

Business crisis situations require immediate, expert attention. If your business is facing financial challenges, creditor pressure, or operational difficulties, don’t wait for the situation to escalate.

Contact us today for a confidential consultation to discuss your current position, explore your options, and begin stabilization efforts.

Time is critical in a crisis. The sooner we assess your situation, the more options you’ll have to protect operations and achieve recovery.

Helping Canadian businesses navigate financial and operational crises with expertise, discretion, and a commitment to successful outcomes..