Gain a Competitive Edge with CWC Equipment Leasing and Financing

In today’s fast-paced, tech-driven world, staying competitive means staying productive, and having the right tools in place to do the job. At CWC, we’re proud to support Canadian businesses by offering customized equipment leasing and financing solutions designed to keep your operations moving forward.

As a key player in the multi-billion-dollar equipment financing industry in Canada, we understand the unique challenges faced by businesses across a variety of sectors—from construction and transportation to healthcare, manufacturing, and beyond.

Whether you’re a startup looking for small business equipment loans or an established company ready to upgrade your gear, we offer quick approvals, a high approval success rate, and access to trusted funding sources nationwide.

With CWC’s equipment leasing in Canada, you gain more than capital, you gain a reliable partner who’s committed to helping you succeed.

Our wide range of options includes:

  • Capital Leases
  • Operating Leases
  • Step Up/Step Down Leasing
  • Conditional Sales Contracts
  • Sale-and-Leasebacks
  • Stretch Leases
  • Lease Lines of Credit
  • Skip Payment Leases
  • Third-Party Agreements/Assignments

CWC offers equipment leasing and financing solutions to various industries throughout Canada, including:

  • Agricultural | Agri-Processing

  • Forestry | Mining

  • Energy | Oil | Gas

  • Fitness | Healthcare | Medical | Pharmaceutical

  • Construction

  • Transportation

  • Hospitality

  • Distribution | Logistics

  • Manufacturing

  • Technology | Telecommunications

Let CWC guide you in making smart business decisions that set you apart from the competition.

Contact us today to discover your personalized solution!

To Lease or Not to Lease…

Did you know that many businesses choose to lease their equipment due to the numerous benefits it offers? Leasing can be an excellent option, especially for those facing challenges in securing traditional financing!

What Is a Lease

A lease is a legal agreement between a lessee (the party using the asset) and a lessor (the party providing the asset). It specifies the payments to be made in exchange for the use of the asset and clearly outlines the responsibilities of both parties. The contract includes all essential details to ensure that both the lessee and lessor are fully protected.

Leasing Benefits

  • Accounting: Fixed lease payments make financial forecasting more predictable and easier to manage.
  • Cash Flow Improvement: Leasing helps free up capital, allowing businesses to better manage their cash flow.
  • Flexibility: CWC can customize payment schedules to match your revenue cycles, offering greater financial flexibility.
  • Modernizing Capital Assets: Leasing enables you to access state-of-the-art equipment that would quickly depreciate if purchased, helping you avoid losing your investment in outdated technology.
  • Tax Advantages: In some cases, leasing equipment may improve your tax position and provide a faster write-off. However, CWC always recommends consulting with your accountant to understand the specific tax implications of leasing.

Leasing Myths

  • Equipment leasing is for those who can’t pay cash or obtain traditional financingFalse!
    Business owners know the key principle: “Lease what depreciates, buy what appreciates.” Operating capital is far more valuable than having cash tied up in equipment.
  • Leasing is complicatedFalse!
    Leasing is a standard practice in asset-based financing, and CWC makes the process simple. Qualifying for an equipment lease is often easier than securing traditional bank financing.
  • Approval for leasing is difficultFalse!
    While good credit helps, other factors are also considered in the approval process, making leasing more accessible than you might think.
  • Leasing only applies to new equipmentFalse!
    Both new and used equipment can be leased, giving you more options.
  • There are additional expenses at the end of the leaseFalse!
    As long as all conditions regarding the equipment’s condition are met, there are no further obligations at the end of the lease.

Types of Leasing

  • Seasonal: Perfect for businesses with seasonal cash flow, offering payment schedules that align with peak revenue periods.
  • Monthly | Semi-Annual | Annual: Payments are structured to match your cash flow, whether it’s on a monthly, semi-annual, or annual basis.
  • Step: Lease payments can increase or decrease over time, providing flexibility to meet your unique cash flow needs.
  • Balloon: A larger final payment reflects the projected market value of the equipment at the end of the lease term.
  • Stretch: Offers an early purchase option after a certain number of payments, providing more control and flexibility in ownership.

What We Lease

You name it, we probably lease it! From A to W – yes, even wrecking balls – our leasing options cover a wide range of equipment to meet your needs.