Gain a Competitive Edge with CWC Equipment Leasing and Financing

At CanaWealth Capital Corp., we know that waiting on a bank is not a strategy. Whether you need to acquire new equipment, upgrade aging assets, or free up working capital, we provide customised leasing and financing solutions with quick approvals and access to a broad network of trusted Canadian lenders.

We serve businesses across agriculture and agri-processing, construction, forestry, healthcare, manufacturing, mining, oil and gas, technology, and transportation. From startups making their first equipment investment to established operations expanding their fleet, CanaWealth has the experience and lender relationships to get your deal done.

If a bank has slowed you down or turned you away, we have options. All credit profiles considered.

Professional Man and Woman looking at contract

Our wide range of options includes:

  • Capital Leases

  • Operating Leases

  • Step Up/Step Down Leasing

  • Conditional Sales Contracts

  • Sale-and-Leasebacks
  • Stretch Leases
  • Lease Lines of Credit
  • Skip Payment Leases
  • Third-Party Agreements/Assignments

CWC offers equipment leasing and financing solutions to various industries throughout Canada, including:

Agricultural | Agri-Processing

Construction

Forestry

Healthcare

Manufacturing

Mining

Oil & Gas

Technology

Transportation

Let CWC guide you in making smart business decisions that set you apart from the competition.

Contact us today to discover your personalized solution!

To Lease or Not to Lease…

Did you know that many businesses choose to lease their equipment due to the numerous benefits it offers? Leasing can be an excellent option, especially for those facing challenges in securing traditional financing!

What Is a Lease?

is a legal agreement between a lessee [the party using the asset] and a lessor [the party providing the asset]. It specifies the payments to be made in exchange for the use of the asset and clearly outlines the responsibilities of both parties. The contract includes all essential details to ensure that both the lessee and lessor are fully protected.

Leasing Benefits

Accounting

Fixed lease payments make financial forecasting more predictable and easier to manage.

Cash Flow Improvement

Leasing helps free up capital, allowing businesses to better manage their cash flow.

Flexibility

CWC can customize payment schedules to match your revenue cycles, offering greater financial flexibility.

Modernizing Capital Assets

Leasing enables you to access state-of-the-art equipment that would quickly depreciate if purchased, helping you avoid losing your investment in outdated technology.

Tax Advantages

In some cases, leasing equipment may improve your tax position and provide a faster write-off. However, CWC always recommends consulting with your accountant to understand the specific tax implications of leasing.

Leasing Myths

Equipment leasing is for those who can’t pay cash or obtain traditional financing

False!

Leasing helps free up capital, allowing businesses to better manage their cash flow.

Leasing is complicated

False!

Leasing is a standard practice in asset-based financing, and CWC makes the process simple. Qualifying for an equipment lease is often easier than securing traditional bank financing.

Approval for leasing is difficult

False!

While good credit helps, other factors are also considered in the approval process, making leasing more accessible than you might think.

Leasing only applies to new equipment

False!

Both new and used equipment can be leased, giving you more options.

There are additional expenses at the end of the lease

False!

As long as all conditions regarding the equipment’s condition are met, there are no further obligations at the end of the lease.

Types of Leasing

Seasonal

Revenue peaks and valleys are a reality for many Canadian businesses. A seasonal lease structure aligns your payments with your highest-earning periods, reducing your obligations during slower months. Stop forcing a fixed payment schedule onto an operation that does not run on one.

Step

Whether you are scaling up or managing a tighter budget in the early stages, step leasing gives you room to breathe. Payments can increase gradually as your revenue grows, or decrease as the equipment’s contribution to your operation changes over time.

Stretch

When protecting monthly cash flow is the priority, a stretch lease extends your term to bring payments down. You get the equipment you need today without overcommitting your working capital.

Monthly | Semi-Annual | Annual

Payment frequency is not an afterthought. We offer monthly, semi-annual, and annual cycles so your obligations land when when your receivables do.

Balloon

Lower regular payments with a defined residual at the end of the term. A balloon lease suits businesses with a known future cash event, a plan to refinance, or an intention to sell or trade the asset at term’s end.

What We Lease?

You name it, we probably lease it! From A to W – yes, even wrecking balls – our leasing options cover a wide range of equipment to meet your needs.

Ready to Grow Your Business?

Contact us today to explore your financing options